Friday, January 31, 2014

Couponing: Part 4

Disclaimer: This post is for informational purposes only. I am not a couponing expert and cannot be held responsible for any errors that may occur during your couponing experiences. At times store rules and store policies can and will change, making some information provided on this blog to become incorrect. I will do my best to always provide the most accurate information but again - I am no expert.


                                 
If you're new to couponing, start here:


There are many different types of coupons. The 2 main types of coupons are Manufacturers coupons and Store Coupons.

Manufacturer Coupons are produced by the brand manufacturer and are there to encourage buyers to purchase their products. When you use a manufacturer coupon at a store you will have the face value deducted from your overall total at the checkout. The store will then send the coupon back to the manufacturer and be reimbursed for the face value of the coupon, plus a small handling fee.

A Store Coupon is produced by a specific retailer. These coupons can typically only be used at the retailer that produced them, however there are some grocery chains that accept competitors coupons. The coupon will usually have the retailers logo on it, and will say "Store Coupon" at the top versus "Manufacturers Coupon"

Store coupons and manufacturer coupons can almost always be stacked. If you have a $1.00 off Manufacturers coupon for a jar of peanut butter, and a $0.50 off store coupon for that exact same product, you can "stack" them to maximize your savings, in this case saving you $1.50.

Other types of coupons:

Catalinas: Catalinas are the coupons that print out after your receipt. Typically, they will print coupons based on your purchase history on your store card, or they could be for items they think you would be interested in purchasing. Although they say "Manufacturers Coupon" on them (and can be treated as such), they are typically referred to as catalinas because of where they come from.

Peelies: Peelies are manufacturer coupons that are stuck to the product when you pull it off the shelf. They typically say 'SAVE NOW' and can be used at checkout.

Blinkies: Blinkies are the little machines in the isles with the little blinking light that produces manufacturer coupons. I loved these as a kid for all the wrong reasons.

Printable Coupons: Printable Coupons are typically manufacturer coupons that you can print from coupons.com, smartsource.com and redplum.com - or other online coupon sites. They are treated just like manufacturer coupons, however, always check your stores coupon policy. Many folks have forged coupons, so retailers have limited the amount of printable coupons you can use, if any.

eCoupons: eCoupons are coupons that you can load onto your store loyalty cards from the retailer website. When you get to the checkout, you swipe your loyalty card and it will deduct the amount automatically from your total. Harris Teeter is a local grocery store here and they provide this option.

You can also load coupons to your loyalty cards from coupons.com, pgsaver.com or smartsource.com

Along the lines of this is SavingStar which is an app that populates a handful of coupons monthly. Go into the app and select the coupons you'd like to use and it loads onto your stores loyalty card. When you swipe your card at checkout, you will receive a rebate or reward based on what was listed and selected in the app.

There is also UPROMISE which is is a program that provides whats called a UPROMISE card. It works similar to the SavingsStar program however instead of you receiving the money, they money is added into a savings account for your child's future education. This would be a great program to include all your family in, and everyone can help save!






Rebate/Reward Coupons: I'm not really sure what the couponing professionals call this, but these are typically incentives, rewards or rebates that you get at checkout. It  does not deduct money from your checkout balance, but it does give you a reward or rebate for the applicable products you purchased. Savings Star and UPROMISE are an example of this.


Did I forget any? Let me know in the comments!



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11 comments:

  1. You covered all that I'm aware of. Upromise hasn't worked for me in a long while. I haven't even logged into my account in years. I should go check it out now! Thanks for sharing and linking up with Countdown in Style! Don't forget to come back on Friday to see if you were featured!

    ~~April~~
    100lbCountdown.com

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    1. I got out of couponing for a year or so and now that im getting back into it im wondering why i ever left it LOL. I sure will, APril thanks for stopping by my blog :)

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  2. Great post! I didn't know all the "official" names of some of these different coupons. I know I use upromise by uploading the ecoupons onto my shopper's card! Easy way to save some extra money, and I love doing rebates on certain items.... Okay, I just love coupons ANY way they come. lol

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    1. I do too. Theres so many places to get them though!! thanks for coming by keep an eye out on future posts :D

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  3. I knew about a lot of these but didn't know what they were called. I find that a lot of the natural products we want to buy there isn't really a sale or coupon for those. I probably would have to really look online, etc, because just from what I get from papers and such, I never see any for these products. Thanks for sharing this info with us at Countdown in Style! Don't forget to stop by Friday to see if you are featured!

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  4. I have heard of most of these but didn't know their names lol. A lot of products we would love to buy and do buy tend to be more of produce and natural things and I don't see many coupons in the papers I get for this stuff. I mean, the circulars might have sales on fruits, veggies, etc, but that's about it. I tend to make a lot of my own stuff at times too. I would have to probably see if they really have anything online maybe since I don't see it in the papers that we get. Thanks so much for sharing with us at Countdown in Style! don't forget to stop by Friday to see if you are featured!

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    1. Brittnei,
      I agree, it can be hard to find coupons on fresh food. It's important to make sure to pick up their ad every week though to find all the sales. As far as mean, I think Sam's club is great for buying in bulk, and if you get on the good side of the meat guys at the grocery store, you can get some great info on when meats go on sale, when they have manager specials and when would be the best time to stop in! I always recommend building a relationship with the associates at these stores, especially when couponing, because it makes your experience a lot more pleasant!

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  5. Oh man. This is overwhelming! I guess I better start at Part 1 lol! Very informative, though! :)

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    1. It can be overwhelming! This is why i try to break it down into separate posts. Once you start getting the coupons and using them, all the light bulbs will go off in your head and it will start to make sense! :D

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  6. I was just having a conversation with a cashier the other day about coupons. She said she need to start using them and I told her that she really needed to do her research to successfully create the biggest amount of savings. I wish I had your blog info and I could've shared it with her. Pinning this post.

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    1. Feel free to share it! I have the same experiences! Cashiers want to know how to do it! I just tell them downsideupmommy.com! Thanks, girlie!

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